If you knew my background you would be shaking your head at this point and

wondering if I have lost a step (athletic talk), or have I just had a small stroke or
heart failure, which isn’t far from home. A small explanation of my words seems
to be a negative response about a home selling realtor, which i have been for decades. correct.  I hopefully, have pointed out  the pro’s and cons of a real estate transaction and in the end it is up to you whether you think I got you an answer about what you want or need to know.
If your goal is to get a certain situation for you and , or your family, your job is decide that I
know enough to help you with what you are doing.  Now that you see what you have to do
I assure you you are no different than any other buyer who must like both the initial saleasman
and the higher up broker that will help you his point of view or letting it go.
This is how the world works and it requires some knowledge from you and the other broker.
Nothing is full proof.
It boils down to the fact that in the end it is your money and it is going to be your decision regardless.
There are many things the real estate broker does to help the buyer and, or the seller,but they also overstep their position.  The broker should be knowledgeable about the living area, including the schools  and the areas where adults can find employment.  They should know where the schools are located but it seems many brokers don’t consider that important.  It is very important and the reputation as a fine schools also important.
When it comes to the actual sale the broker should have names of lenders, banks,escrow company’s
and any other business that can help the purchaser..Every little bit of information is important to make the sale so keep control of the event even if you don’t think you know enough.  Just ask for help when you need it.
GOOD LUCK

Reverse Mortgage Real Estate Taxes, Reverse Mortgage Real Estate, Reverse Annuity Mortgage In Real Estate, Reverse Annuity Mortgage Real Estate Definition, Reverse Mortgage Affect On Real Estate

New Beginning

My name is Roger Schlesinger, a participating realtor, mortgage broker, investor and developer.
I have been at this for over 40 years and I can’t wait to get as good at the various opportunities
available in our country.  The goal is to partake in as many project around that can produce not only satisfaction, but also a lot of money in return.
My plan is to get you to understand what you can do with your career whether you invest, build,
trade or enlarge projects for yourself or for some investor(s).
 My avocation is writing and translating those words that need a “tad” of help. I will be writing about mortgages, single family homes, commercial properties, unusual loans,homes and properties! It would be there to help  make money, enlarge the reach of the Company and innovate in the field of finance and housing. I start with the beginning of real estate. This comes when the new individual who wants to take a chance at the real estate business. What makes these individuals step up is the challenge against another individual, which in reality is just a start. Allow me to plow forward and get talking about, residential real estate, commercial real estate, the financial markets for real estate and the smart way to attack these projects. I am not leaving out what non real estate agents do to get the best possible, as good financing, good upside of the project, great area to be in and about 10 more check points that I will cover in this report. I will start where most people would like me to: how to make money in real estate, which to average real estate buyers is what real estate is all about. Before I go further I will give you a piece of my mind about real estate investing because most people have it wrong. I will explain in full detail what most potential buyers focus on the wrong opportunity. The only thing I will talk about now on this idea is that the vast majority of buyers will emphasis the wrong option.
. The following points are crucial. If you get them right, for you, you should have a successful time in the real estate market. If not you will be working twice as hard as you should, and consistently losing time: How does this happen?
Buying Too Much House Is One of the Terrible Ideas That Has Come Out of This Industry.and
The Following:
. Making it work by misusing your mortgage. . Compromising the size of the dwelling, compromising the rooms which means a short fall for rooms. Moving too far out of your living and working “area.” I could go on for pages but what I am trying to get at is that using a financial vehicle is not — a recommended practice. Each part of the program has to be doing what it was sent to do, or you can get yourself in a mess that will not be a blessing for you. Just the opportunity to escape the problems that await will help you grow quickly in this field. P.S. I have just begun to straighten you up and get you moving forward. Once I can get everyone on the same page there will be large rewards for your knowledge and ability to step over the traps. I will keep writing until the basics are covered.
   Every part of every action is there for a reason:  The shorter the mortgage the quicker your wealth can grow if you can afford the payment for the shorter loan. When planning the venture, buying or building and finance either one you realize time is money, and money doesn’t grow on trees.  Just a quick reminder that you considered a shorter mortgage and if you take some of the good points of that and use them for a different reason than you had originally, the idea and the result will not be what you were planning.  That’s why you have to realize that if you want a pool you won’t be happy with a  pond.  Time, money and religiously following the plan is the only way to make it happen.
   I bring this up because in every industry the same problem arise and those running those companies have to be tough.
   Now that you understand how everything ties in to make it the project that you wanted and certainly expected, you need to stay on plan.
Today, August 2, 2017 will begin the analysis of 2017 through the rest of the 0-20 century.  My
avocation is writing  and translating those words that need a “tad” of help.  I will be  writing about mortgages, single family homes, commercial properties and unusual loans,homes and properties!
It would be there to help us make money, enlarge the  reach of the Company and innovate in the field of finance and housing.
I start with the beginning of real estate.  This comes when the new individual who wants to take a chance at the real estate business.  What makes these individuals step up is the challenge against another individual, which in reality is just a start.
Allow me to plow forward and get talking about, residential real estate, commercial real estate,

the financial markets for real estate and the smart way to attack these projects. I am not leaving out

what non real estate agents do to get the best possible, as good financing, good upside of the project, great area to be in and about 10 more check points that I will cover in this report.
I will start where most people would like me to: how to make money in real estate, which to average
real estate buyers is what real estate is all about.  Before I go further I will give you a piece of my mind about real estate investing because most people have it wrong.  I will explain in full detail what
most potential buyers focus on the wrong opportunity.  The only thing I will talk about now on this idea is that the vast majority of buyers will emphasis the wrong mechanism.
The following points are crucial.  If you get them right, for you, you should have a successful time in the real estate market.  If not you will be working twice as hard as you should, and consistently losing time:
    1.   Buying too much house is one of the worst ideas that have come from this industry.
    2.  Making it work by misusing your mortgage.
    3.  Compromising the size of the dwelling,
    4.  Compromising the rooms which means a short fall  for room.
    5.  Moving too far out of your living and working  “area.”
    I could go on for pages but what I am trying to get at is that using a financial vehicle is not

— a recommended practice.  Each  part of the  program has to be doing what it was sent to do,
    or you can get yourself in a mess that will not be a blessing for you.  Just the opportunity to
     escape the problems that await will help you grow quickly in this field.
     P.S.  I have just begun to straighten you up and get you moving forward.  Once I can get                                                                                                                                          everyone
    on the same page there will be large rewards for your knowledge and ability to step over the
    traps.  I will keep writing until the basics are covered.

When a number of people think alike, groups start to materialize to show the value of their
thinking. The two groups are Retirement Means a Second Home For Vacations and the second
group believes that without monthly payments on their house Retirement means another way of making
money. I believe both of these groups have merit and I will show you why I believe they are right.
Retirement means second homes especially with a Reverse Mortgage because you can do what most of the others do: take the distribution and use it to buy the vacation home. You will not have a
monthly payment on either home. None is required until you sell the primary residence and on the second home their isn’t a mortgage so there isn’t a payment. Now you will have two homes, not one, and no monthly payment on either house. This could be amazing.
Retirement is a time to make more money on the house and here is a perfect way to do something to make more money. You will not have a payment until you sell. You can invest the same amount you use to pay the lender on the mortgage and all profits go to you.
Take a good look at each idea and see if you think these can be helpful to you.

Reverse Mortgage Vacation Home, Reverse Mortgage On Vacation Home

Most people are nervous about new financial products such as a Reverse Mortgage,  but that
is because you don’t understand it. Most of the people who know less about a Reverse Mortgage
will be ready and willing to tell you all about it, even though they know less than you do.
Thank them for their help, and move on without their help.

Let’s look at the Reverse Mortgage and how you qualify to get one.  You , and or your spouse,
must be 62 years of age and own your residence, whether it is a house, town house, 2-4 units
etc,  Once we determine the age and the equity you hold on your residence we can work out the
formula.  The formula is made up of your age and the equity in your house.  That will tell you how much money you will get from the Reverse Mortgage.  Once you know that you can choose a lump sum, a payment yearly and in either case you could also get a letter of credit.

YOU WILL NOT HAVE TO PAY THE MORTGAGE BACK UNTIL YOU LEAVE THE RESIDENCE.

You, the owner, will receive all of the equity that will be in the house when you are ready to leave.
The interest that you didn’t pay during the term of the lease will be deducted from the amount of
equity is available.  The sky is the limit, but the it doesn’t work the other way.  If the house didn’t
gain enough equity during the years you live in it the lender only gets anything left over from the
owner and never will their be a penny taken from the owner to help cure the loss the lender will take.

The only other monies from the borrower to the lender is the yearly property tax and fire insurance.

There are other ways to make money in this type of mortgage, and they will be explained next.

Reverse Mortgage Evaluation, Reverse Mortgage Valuation

 

 

Reverse Mortgage Strategies For The Largest Monthly Income

If you are 62 years of age and want to retire quickly but you don’t have the money perhaps
this will help. You can only have this loan on your owner occupied building so you could start looking for a new home perhaps with 2,3 or 4 additional units. If you live it a 2-4 unit building which you own
when you get your reverse mortgage you will owe the payback on the new mortgage, which is accrued fir the owner of the place. Fortunately the lenders do not include the rent from your renters
and they are used to do with it as you wish.
A four unit building in the right place may afford you the needed money to come out on the right side of your income with the reverse mortgage. If you don’t quite understand how this work give us a call and we will help you get going.
Many people who are long in the tooth would love to have a second vacation home along with- their owner occupied house but can’t afford it. Here is an idea whose time has come:
Take a reverse mortgage and take the excess money that is available into your payoff and use it to buy a second home. You do not have to payback the money until you leave your owner occupied.
That means you would own a first and second home without a payment which works like a charm.
We would be happy to show you how this works.
Many people who are long in the tooth would love to have a second vacation home along with- their owner occupied house but can’t afford it. Here is an idea whose time has come:
Take a reverse mortgage and take the excess money that is available into your payoff and use it to buy a second home. You do not have to payback the money until you leave your owner occupied.
That means you would own a first and second home without a payment which works like a charm.
We would be happy to show you how this works.
The fourth idea to improve the reverse mortgage is to use what you were using and now it sits
idly by: your payment to the lender for the interest. Now that you have the loan you know you don’t
have to pay until you are unwinding the transaction. That means you owe interest but you don’t have to pay it at this time. If you weren’t in a reverse mortgage every month would require an interest payment and a payment to keep the balance from being delinquent.
ex: If you were in a regular mortgage loan each month you would have to pay interest on it
and a principal payment on the amount owed. Let us say the interest is $135 a month and a principal payment of $250. A total of $385. You aren’t paying either bill so why don’t you pay the $250, to yourself. As long as you are in the house and loan you can put money aside to protect any
chance of losing any money. When you are ready to use it it is your money.
When you are ready to move on you will have to pay back the principal from the amount remaining after you get rid of the house. If there isn’t enough money from the dale of the place the lender gets only what is available. Now you could avoid anything because you don’t have to make
up the deficiency. With your payment to you it goes to you and nobody has any claims on the money but you.
Feel free to call me if you get lost in the paperwork and I will help you see your largess

 

 

Reverse Mortgage Monthly Income Calculator, Reverse Mortgage Monthly Income, Reverse Mortgage Monthly Income Calculator, Monthly Income From Reverse Mortgage, Calculate Monthly Income From Reverse Mortgage

Don’t Evaluate a Reverse Mortgage Until you understand how they work!
1. Most people are wary about new programs especially in the field of finance. A reverse
mortgage is one of the best program ever invented for this industry. It is a program that can
help seniors with their retirement after a life of work.
The major program has the following rules that will help your living during your senior years.
The requirements are as follows:
1. You must be 62 years old, or at least one of the owners of the property is that age to
qualify.
2. You must own a house or condo or apartment that has enough to equity to qualify.
You must have enough reserves to pay your property tax and fire insurance each year.
3. Your working status can be working or retired.
4. You will receive a new mortgage that you can get rid of by selling the property or
have the heirs get the property when you pass on.
5 While you are living there with a mortgage their will be no payments until you leave.
. 6 When you leave the lender gets what he is owed by the sale of the property even if
there isn’t enough money our of the sale to to pay it back. There are no deficiency
judgement.
7. As you get older and your equity increases you can refinance to get more money out
of your place. You can sell the property whenever you can and payoff the lender.
When entering into a reverse mortgage you must be a owner resident of said property,
and be a continuous resident until you get rid of the reverse mortgage.

 

 

 

How Does A Reverse Mortgage Work In Texas, How Does A Reverse Mortgage Work Wiki, How Does A Reverse Mortgage Work When Someone Dies, How Does A Reverse Mortgage Work When You Die, How Does A Reverse Mortgage Work Example, How Does A Reverse Mortgage Work In California, How Does A Reverse Mortgage Work When The Homeowner Dies, How Does A Reverse Mortgage Work After Death, How Does A Reverse Mortgage Actually Work, How Does A Reverse Mortgage Work On A Purchase, How Does Aag Reverse Mortgage Work, How Does A Reverse Mortgage Work When Buying A Home

 Most people first impressions of reverse mortgages is a fear of losing

                    their house and their money.CAN’T HAPPEN.  No payments means you

                    can’t miss any and if the value of your house drops there isn’t a deficiency

                    payment.  So now sit back and learn about profits, not losses in a reverse

                    mortgages.

                        Write to us or call us for information on the 5 different ways you can make

                    additional money with a reverse mortgage.  You will be surprised how easy

                    and lucrative it can be.

                        I look forward to talking to you.

                        Roger Schlesinger
                        (818(464-5152
                        California Real Estate Broker

Reverse Mortgage Financing, Reverse Mortgage Financing Addendum, Reverse Mortgage Financing Alternatives, Reverse Mortgage Financing Addendum, The Reverse Mortgage Financing Addendum Is Part Of, Trec Reverse Mortgage Financing Addendum, Reverse Mortgage Financing Alternatives

I have been in the Mortgage Industry for almost 30 years and I will tell you one thing:
You cannot stay in business if you can’t make a profit.  Unfortunately the current method of
doing business is to lie to your customers.  There are really only two ways to make a profit:
charge a reasonable amount for the closing costs on the loan or raise your interest rates high
enough to cover the closing costs as well.  That would mean you were offering higher rates than
others who cover their expenses and profits with reasonable closing costs and attractive rates.
   If you hear that their aren’t any closing costs on a loan you wish to take you will be paying high
interest as long as you have the loan.  If your not careful you can take the loan, a 20 year or 30
year fixed, forget about the closing and what you paid, and end up spending more money than
you had to for 20 or 30 years.  Don’t even try to make it work.
   BUSINESS CANNOT EXIST WITHOUT A PROFIT!
If you hear the usual come on with no cost for something, that is costing either the company or
the customer, do not stop your hunting for a better situation.  You don’t need to lose money on a
whim.

Reverse Mortgage Scam Or Not, Reverse Mortgage Scams Seniors, Reverse Home Mortgage Scams, Is Reverse Mortgage Scam, Reverse Mortgage Loan Scam, Reverse Mortgage Sounds Like A Scam, Most Common Reverse Mortgage Scam, The Reverse Mortgage Scam

A.   Can you use a reverse mortgage to buy an owner occupied house?  Yes you can,Can  if you                                                                                                  fit  the parameters of the loan.
B.   Is it easier to make money in this loan, or lose your house?.  If you follow my directions you
                                                                                         will make money.  It is simple.
C..   Can you own a second home while having a reverse mortgage?  As long as it is a 2nd
                                                                                                    home.
D.   Can you sell your house with the reverse mortgage and then buy another house and get a
       new reverse mortgage?                                                      Absolutely, if it fits the program.
E.   Can your family, kids, in laws, parents or others live there with you?  Yes they can!
F.    When you sell the property are there going to be taxes on the gains.  Most likely but it is up
                                                                                                          to  the tax code
                                                                                                         .
G.    If you own & live in a duplex, triplex, etc. can this be your reverse mortgage property?  Yes
H.    To clarify (G.) if you live in a 2,3 or 4 unit property and it is your home it can become a
        reverse mortgage.  It has certain advantages jif you buy it right.
Any questions will be answered if you write to me @ MortgageMinuteGuy.com or call me @
I look forward to get you on your way in a Reverse Mortgage.